On every auspicious occasion, jewellery is the partner of women. Today many jewellers are offering the facility of buying jewellery online with various schemes. But what about the increasing cost of jewellery? Now you need not worry about the high value of jewellery as you can buy your favourite jewellery on EMI. The jewellers also offer schemes with 0% interest rate.
How do you book jewellery online on EMI?
At first, the jewellery is selected according to the choice. Then a proper EMI plan and down payment are chosen and the purchase option is selected. Down payment varies with the weight and type of jewellery. Then the details of the customer including address details, income details, PAN card details are entered and the order is completed. Next, the documents of the customer are verified and order is confirmed in the next 12-24 hours. Also, the jewellers can carry out physical verification at the address of the customer. Therefore the customer can get the jewellery at their doorsteps shortly.
Consider The Factor Before Buying Jewellery Online:
Processing free- There may have some processing free. Most of the jewellery package come with processing fees which are about 3 to 4% of the jewellery. So maybe you have to pay 3 to 4% extra money to buy jewellery on EMI may not.
Time- For verifying the details and placing the order, it takes 12 to 24 hours.
Down payment- The customer has to pay the down payment to activate this loan facility. This down payment varies with the cost of the jewellery, maybe 10 to 15% of the total cost.
Documentation- In normal cash or card payment mode, the purchaser don’t have to give every detail including income details or address details but to buy jewellery on EMI, they need to submit every document for getting this approval.
Physical verification- It is another verification process carried out by some jewellers at the address of the purchaser.
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